I know that I’ve made a lot of mistakes in life. The issue is that I have always been aware of it, and I didn’t do something about it. Change seemed so hard. I did what came easy, and in turn, it made life so much harder than it needs to be. I had an “aha!” moment after getting myself in trouble with my taxes. Thanks to getting an IRS fresh start this year, I feel like my life is setting down and I’m in better frame of mind on a daily basis.
As someone who is self-employed, it’s really too easy to get lazy about things that an employer typically takes care of for you on a daily basis. This happened with my taxes. I was told that I needed to pay quarterly so that I would not become overwhelmed with paying the IRS once per year. When my first quarterly payment came up, I ended up not paying right away so that I could get my air conditioner fixed. When my next payment was due, I found myself ignoring the invoice and buying some new clothing instead. I did this again and again each year, until I found myself owing tens of thousands. When I received the notice that I was in arrears by $30,000, I sat down and cried. A change on my part needed to happen immediately.
I got in contact with a company that helped me. They were the ones that negotiated on my behalf to get the money I owed brought down to something that I could afford. I was being given a chance to make things right with he help of a discount. I knew that I could not blow it after that. I needed to stick with the payment plan that had been negotiated for me. I did that, and I no longer have the same stress hanging over me anymore.