I am an extremely busy mother. My husband works on the road about 80 percent of the year, so much of the parenting and taking care of our beautiful home is left up to me. I don’t mine because we both love our kids, and my husband takes good care of all of us. However, because we have four kids and I do not work, it is important that I do all that I can to save money. A girlfriend said that I really need start using coupons and that she uses cereal coupons that she finds on the web. I remember the days of cutting out coupons in the Sunday newspaper each week for my own mom. She used to pay me a few pennies to do it when I was a little girl. I was not sure I wanted to get involved with coupons now as an adult, though.
When I did our monthly budget last month, I found that we are falling further and further behind with our bills. Continue reading